Buy now, pay later is one of the fastest-growing payment trends in e-commerce. Klarna lets your customers split purchases into interest-free instalments or pay within 30 days — and you get paid upfront in full. Stores offering BNPL see average order values increase by 45% and conversion rates improve by up to 30%. Klarna handles all the credit risk and collection — you receive the full payment immediately. Klarna's checkout widget integrates seamlessly into your Astrocart checkout. Customers see their payment options and choose what works best for them.
Apply for a Klarna merchant account and connect it in your payment settings.
Klarna payment options appear at checkout. On-site messaging shows instalments on product pages.
You receive the full payment upfront. Klarna collects from the customer over time.
No. Klarna handles all credit decisions, risk, and collection. You receive the full payment immediately.
Klarna merchant fees vary by volume and agreement. Contact Klarna directly for your rate.
Klarna sets minimum and maximum order values. Typically, Pay in 3 is available for orders between 35 and 1,000 pounds.
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